1. Information We Collect: We may collect personal information about you from various sources, including but not limited to:

• • Information provided by you when you apply for our financial services, such as your name, address, contact details, financial information, and other necessary data.
  • Information collected through our website, including cookies and usage data to improve our services and user experience.
  • Information obtained from third parties, such as credit bureaus and other financial institutions, as necessary to provide our services effectively.

1. Use of Your Information: We use the information we collect for the following purposes:

• • To provide and deliver our financial services according to your requests and requirements.
  • To verify your identity and perform necessary background checks.
  • To communicate with you, respond to inquiries, and provide customer support.
  • To improve our services, develop new features, and enhance the user experience.
  • To comply with legal and regulatory obligations.

1. Disclosure of Your Information: We may disclose your personal information in the following circumstances:

• • To third-party service providers who assist us in delivering our financial services, subject to strict confidentiality agreements.
  • To comply with applicable laws, regulations, or legal processes, or respond to valid governmental requests.
  • To protect our rights, privacy, safety, or property, and that of our customers or the public.
  • In the event of a merger, acquisition, or any form of sale of some or all of our assets, your information may be transferred as part of the transaction.

1. Data Security: We employ industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Despite these efforts, we cannot guarantee the absolute security of your data.
2. Cookies and Similar Technologies: Our website may use cookies and similar technologies to enhance your browsing experience and analyze website traffic. You can modify your browser settings to disable cookies, but this may limit certain functionalities.
3. Links to Third-Party Websites: Our website may contain links to third-party websites for your convenience. We do not control or endorse the privacy practices of these websites, and this Privacy Statement does not apply to them. We recommend reviewing their respective privacy policies before providing any personal information.
4. Children’s Privacy: Our services are not intended for use by individuals under the age of 18. We do not knowingly collect personal information from minors without parental consent. If we become aware of any such data, we will take appropriate steps to delete it.
5. Changes to this Privacy Statement: We may update this Privacy Statement from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The most recent version will be posted on our website, and any significant changes will be communicated to you through appropriate means.
6. Contact Us: If you have any questions, concerns, or requests regarding your privacy or this Privacy Statement, please contact us at service@backup.sharmaypfinancial.com

By using Sharma (Y.P) Financial Services, you acknowledge that you have read and understood this Privacy Statement and consent to the collection and use of your personal information as described herein.